Source: https://pay44.app/

Pay44 is a free paycheck calculator app for iOS and Android.

Get the Pay44 app: [App Store](https://apps.apple.com/us/app/paycheck-calculator-us-pay44/id1484023807?pt=120576754&ct=pay44.md&mt=8) · [Google Play](https://play.google.com/store/apps/details?id=com.loopcupcakes.paycheck&referrer=utm_source%3Dpay44.md)

# Paycheck calculator: your take-home pay, down to the cent.

2026 federal and state taxes for all 50 states and DC. Hourly or salaried, with overtime, bonuses and pre-tax deductions.

- [Find your state's calculator](https://pay44.app/#states)
- [See all 74 calculators](https://pay44.app/tools/)

[Download on the App Store](https://apps.apple.com/us/app/paycheck-calculator-us-pay44/id1484023807?pt=120576754&ct=pay44.md&mt=8) [Get it on Google Play](https://play.google.com/store/apps/details?id=com.loopcupcakes.paycheck&referrer=utm_source%3Dpay44.md)

Free, no sign-up, in 10 languages.

Paycheck Calculator (US) Biweekly paycheck

$130,000 salary, California, single

- Gross pay

  $5,000.00

- 401(k), pre-tax

  −$300.00

- Federal income tax

  −$694.69

- California state tax

  −$268.29

- Social Security

  −$310.00

- Medicare

  −$72.50

Net pay _$3,354.52_

Estimated 2026 federal tax and California tax, with a 6% 401(k) contribution.

- 50 + DC

  States covered

- 2026

  Tax tables from the IRS and each state's revenue department

- 74

  Free calculators, no sign-up

- 4.87

  App Store rating, from 12,550+ ratings

## Know exactly what you'll take home.

The Pay44 app keeps your jobs, paychecks and deductions on your phone, offline.

- ![Pay44 home screen: a biweekly paycheck broken into gross income, federal, Social Security, Medicare and state tax, and net income](https://pay44.app/assets/01-560w.webp)

  Calculate your after-tax pay in seconds

- ![Pay44 settings screen with hours, hourly rate, and two overtime entries](https://pay44.app/assets/04-644w.webp)

  Add overtime, 401(k), bonuses and more

- ![Pay44 insights screen: a grid showing how much of every dollar you keep, and take-home and tax percentages](https://pay44.app/assets/02-644w.webp)

  Understand your tax breakdown

- ![Pay44 list of saved calculations for several jobs, with pay frequency and net income for each](https://pay44.app/assets/03-644w.webp)

  Manage all your income sources

## Paycheck calculator by state

Pick your state for its 2026 brackets, deductions and exemptions.

- [AL Alabama](https://pay44.app/alabama-paycheck-calculator/)
- [AK Alaska](https://pay44.app/alaska-paycheck-calculator/)
- [AZ Arizona](https://pay44.app/arizona-paycheck-calculator/)
- [AR Arkansas](https://pay44.app/arkansas-paycheck-calculator/)
- [CA California](https://pay44.app/california-paycheck-calculator/)
- [CO Colorado](https://pay44.app/colorado-paycheck-calculator/)
- [CT Connecticut](https://pay44.app/connecticut-paycheck-calculator/)
- [DE Delaware](https://pay44.app/delaware-paycheck-calculator/)
- [DC](https://pay44.app/dc-paycheck-calculator/): District of Columbia
- [FL Florida](https://pay44.app/florida-paycheck-calculator/)
- [GA Georgia](https://pay44.app/georgia-paycheck-calculator/)
- [HI Hawaii](https://pay44.app/hawaii-paycheck-calculator/)
- [ID Idaho](https://pay44.app/idaho-paycheck-calculator/)
- [IL Illinois](https://pay44.app/illinois-paycheck-calculator/)
- [IN Indiana](https://pay44.app/indiana-paycheck-calculator/)
- [IA Iowa](https://pay44.app/iowa-paycheck-calculator/)
- [KS Kansas](https://pay44.app/kansas-paycheck-calculator/)
- [KY Kentucky](https://pay44.app/kentucky-paycheck-calculator/)
- [LA Louisiana](https://pay44.app/louisiana-paycheck-calculator/)
- [ME Maine](https://pay44.app/maine-paycheck-calculator/)
- [MD Maryland](https://pay44.app/maryland-paycheck-calculator/)
- [MA Massachusetts](https://pay44.app/massachusetts-paycheck-calculator/)
- [MI Michigan](https://pay44.app/michigan-paycheck-calculator/)
- [MN Minnesota](https://pay44.app/minnesota-paycheck-calculator/)
- [MS Mississippi](https://pay44.app/mississippi-paycheck-calculator/)
- [MO Missouri](https://pay44.app/missouri-paycheck-calculator/)
- [MT Montana](https://pay44.app/montana-paycheck-calculator/)
- [NE Nebraska](https://pay44.app/nebraska-paycheck-calculator/)
- [NV Nevada](https://pay44.app/nevada-paycheck-calculator/)
- [NH New Hampshire](https://pay44.app/new-hampshire-paycheck-calculator/)
- [NJ New Jersey](https://pay44.app/new-jersey-paycheck-calculator/)
- [NM New Mexico](https://pay44.app/new-mexico-paycheck-calculator/)
- [NY New York](https://pay44.app/new-york-paycheck-calculator/)
- [NC North Carolina](https://pay44.app/north-carolina-paycheck-calculator/)
- [ND North Dakota](https://pay44.app/north-dakota-paycheck-calculator/)
- [OH Ohio](https://pay44.app/ohio-paycheck-calculator/)
- [OK Oklahoma](https://pay44.app/oklahoma-paycheck-calculator/)
- [OR Oregon](https://pay44.app/oregon-paycheck-calculator/)
- [PA Pennsylvania](https://pay44.app/pennsylvania-paycheck-calculator/)
- [RI Rhode Island](https://pay44.app/rhode-island-paycheck-calculator/)
- [SC South Carolina](https://pay44.app/south-carolina-paycheck-calculator/)
- [SD South Dakota](https://pay44.app/south-dakota-paycheck-calculator/)
- [TN Tennessee](https://pay44.app/tennessee-paycheck-calculator/)
- [TX Texas](https://pay44.app/texas-paycheck-calculator/)
- [UT Utah](https://pay44.app/utah-paycheck-calculator/)
- [VT Vermont](https://pay44.app/vermont-paycheck-calculator/)
- [VA Virginia](https://pay44.app/virginia-paycheck-calculator/)
- [WA Washington](https://pay44.app/washington-paycheck-calculator/)
- [WV West Virginia](https://pay44.app/west-virginia-paycheck-calculator/)
- [WI Wisconsin](https://pay44.app/wisconsin-paycheck-calculator/)
- [WY Wyoming](https://pay44.app/wyoming-paycheck-calculator/)

## From gross pay to take-home.

- ### Federal and state tax, down to the line.

  2026 IRS Publication 15-T tables for federal income tax. Per-state brackets, deductions, and exemptions for every state and DC. FICA, additional Medicare, and the Social Security wage base, all with decimal-precision math.

  2026 figures, from the IRS and each state.

- ### Hourly or salary, with overtime, 401(k) and bonuses.

  Switch between hourly and salary inputs. Overtime, bonuses, commissions, and pre-tax deductions (401(k), HSA, FSA, health insurance) factor into every calculation.

  Single, married, or head of household.

- ### Inputs stay on your device.

  No sign-up, no account, no server. We do not transmit, store, or log your income figures. The web calculators run entirely in your browser.

  No tracking pixels. No third-party analytics on inputs.

- ### Understand your tax breakdown: effective and marginal rates.

  The mobile app adds a full insights dashboard: effective and marginal tax rates, a FICA breakdown, income and tax composition charts, and yearly projections.

  Compare jobs, budget paychecks, and simulate raises.

## Frequently asked questions

**Is Pay44 accurate for 2026 taxes?**

Pay44 uses the 2026 IRS tax brackets and standard deduction, and for every state and DC the brackets, deductions, exemptions and credits from its revenue department or statute. A few states haven't published final 2026 amounts yet, so those use their 2025 figures or the state's published estimates, and the state's page says so. It estimates the tax owed for a full year at your pay, which can differ from what your employer withholds.

**Does Pay44 cover all 50 states?**

Yes — every state and DC. Flat-tax states, progressive states, and the nine no-income-tax states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming) are all supported.

**How much does Pay44 cost?**

The web calculators here are free with no sign-up. The mobile app is free to download with optional subscription unlocks for advanced features.

**Does Pay44 work on iPhone and Android?**

Yes — Pay44 is on both the App Store and Google Play.

**Are my paycheck inputs private?**

Inputs you type into our calculators stay on your device. We do not transmit, store, or log your income or withholding data on our servers.

**Does Pay44 replace a tax professional?**

Pay44 is a paycheck-withholding estimator — fast, accurate, and free. It is not a substitute for a tax professional when filing your return or making decisions about complex situations.

## Create budgets with your actual take-home.

The app adds saved jobs, budgets and side-by-side job comparisons. Free on iOS and Android, no account needed.

- [Download on the App Store](https://apps.apple.com/us/app/paycheck-calculator-us-pay44/id1484023807?pt=120576754&ct=pay44.md&mt=8)
- [Get it on Google Play](https://play.google.com/store/apps/details?id=com.loopcupcakes.paycheck&referrer=utm_source%3Dpay44.md)
